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Travis Peters Enterprises LLC DBA Increase Life Ministries / Increase Ministries Effective Date: November 5, 2026 Welcome to Increase Ministries. By using our websites (https://increaseministries.com and https://theincreasemethod.com) and any related services, including Increase Bible Academy, digital Bible study resources, live online Bible studies, and communication tools (such as email or SMS), you agree to these Terms of Service. Please read them carefully. If you do not agree with any part of these Terms, please do not use our websites or services. 1. Use of Our Services By using our websites and services, you confirm that you are at least 18 years old and agree to use our content lawfully and respectfully. You agree not to misuse or disrupt our services in any way, including hacking, phishing, or introducing malicious code. 2. What We Offer Increase Ministries provides Bible teaching and Christian education, including: - Increase Bible Academy, an online Bible school hosted on Skool, with recorded Bible classes, live online Bible studies, and a member community - Digital Bible study guides, devotionals, and eBooks - Free daily Bible lessons and newsletters Our content is Bible teaching for spiritual growth. It is not financial, investment, legal, medical, or professional advice. Descriptions and bonuses are listed on each product page. We may update or retire an offering at any time. 3. Increase Bible Academy Membership and Billing - Monthly membership: $7 per month, billed automatically each month until you cancel. - Free trial (when offered): 7 days free, then $7 per month. If you cancel before the trial ends, you will not be charged. - $1 Academy Pass (when offered): $1 today for 30 days of access, then $7 per month starting on day 31. If you cancel before day 30, you will not be charged the $7 per month. - Your membership renews automatically on the same day each month. The exact price and billing schedule are shown on the checkout page before you buy. - Charges appear on your statement as THE INCREASE LIFE. 4. How to Cancel You can cancel anytime by emailing [email protected] with the email address you used to join. Cancellation stops all future charges. You keep access until the end of the period you already paid for. Any bonuses that were promised as "yours to keep" stay yours after you cancel. 5. Refunds - Memberships: If you are charged for a renewal you did not want, email [email protected] within 7 days of the charge and we will refund that charge and cancel your membership. - One-time digital products: If a product page offers a money-back promise, that promise applies as stated on the page. Otherwise, email us within 7 days of purchase if something is wrong with your order and we will make it right. - Refunds go back to the original payment method. Please allow 5 to 10 business days for your bank to post it. - See our full Refund & Cancellation Policy at https://increaseministries.com/refund-policy. 6. Payment Terms All purchases are made through our secure checkout. You agree to provide accurate billing information and authorize the charges shown at checkout, including recurring membership charges until you cancel. 7. Intellectual Property All content provided by Increase Ministries, including video lessons, written materials, and branding, is protected by U.S. copyright and trademark law. You receive a limited, non-transferable license to use the materials for personal, non-commercial use. You may not reproduce, share, or sell our content without written permission. 8. Testimonials Disclaimer Testimonies on our sites come from real members and describe their own experience. They are not guarantees of any outcome. Increase Ministries makes no promises of financial, health, or any other specific result. 9. Liability Disclaimer To the fullest extent permitted by law, Increase Ministries is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services or materials. Our content is provided "as is," without warranties of any kind. 10. Third-Party Services Increase Bible Academy is hosted on Skool, and payments are processed by our payment processor. We are not responsible for the content or privacy practices of third-party sites. 11. Changes to These Terms We may update these Terms at any time. The updated version will be posted on this page with a new effective date. Continued use after changes are posted means you accept the updated Terms. 12. Contact Us Questions about these Terms, billing, or cancellation: Increase Ministries: [email protected]

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Travis Peters Enterprises LLC [DBA Increase Life Ministries]